Thank heavens I finally figured out to do with the extra $48k I keep stuffed in my freezer behind that two-year-old box of Hot Pockets that never seems to get eaten. The Ritz-Carlton Club San Francisco has come up with quite a swish “deal” for Valentine’s Day this year. For just about the same amount as the median annual household income in the United States, travelers can experience seven action-packed days in the City by the Bay. Perks include:

- Helicopter tour to Napa Valley

- Private wine tasting

- Town car transportation throughout your visit

- A personal chef to prepare dinner each evening

- Dinner for two at Gary Danko

- A $1,500 shopping spree

Travelers may purchase the package through Feb. 14 for visits before April 30, 2008. A word to the wise: if you’re planning to visit San Francisco, wait until March. The rainy season here is miserable. Miz-rah-bull, I tell you.

Shop Till You Drop With Ritz-Carlton